We work with clients that are at a stage of life where things are getting more complicated, and they want to take steps towards achieving financial independence. For some, this means working less, working for themselves, or planning for retirement. For others, it means continuing to work or volunteering while sustaining their desired lifestyle for as long as they live, without stressing about running out of money.
Whether you are already there or still trying to get there, we’re here help.
Individuals and families that we serve typically have a household annual income between $100,000 to $500,000 and/or a net worth between $250,000 to $5 million.
We also partner with and exchange referrals with other financial professionals, community-based organizations and allocate some capacity for pro bono work. If you don’t fall within the referenced guidelines, feel free to inquire.
In addition to the income and net worth guidelines, our clients should also meet the following requirements:
We provide judgment-free, holistic financial planning via limited or ongoing engagements.
Our advisors give client-focused advice and charge a simple, transparent, flat-fee monthly retainer.
Confidentiality, privacy, and security of client information is paramount.
Some advisors operate under a suitability standard, some under a fiduciary standard and some advisors operate in both capacities. This can be confusing for clients and creates potential conflicts of interest for advisors.
During our engagement, we will always be acting as a fiduciary pledged to operate in your best interests and we are willing and able to commit to that pledge in writing.
If you are looking for an answer to a question or would like a second opinion about advice from another advisor, you might be more interested in a limited engagement that might last a few weeks or less. If you are looking for more in-depth planning and/or investment management, then you might be more interested in an ongoing engagement. You might also be looking for a relationship where you can check in periodically whenever you have questions or issues where some additional advice might be helpful.
We can work with clients in all of these scenarios and have a network of other advisors that we can refer you to, if we are not a good fit.
Many advisors are incentivized to gather assets and will encourage you to move your accounts to their preferred custodian(s). We receive no additional incentives based on the custodian of your assets, so we will not pressure you to transfer assets. In fact, we can often help you earn more or reduce your fees with your current custodians, whether they be a bank, brokerage firm or other registered investment advisor. We can also provide periodic or ongoing oversight for assets that are held away, including assets held in employer sponsored plans.
Whether they be attorneys, tax advisors, bankers, insurance agents or other financial advisors, we are always operating in your best interest, so we will coordinate and cooperate with your other advisors at your direction. Some advisors are precluded by their employers from collaborating with other advisors or reluctant to work with other advisors due to fear of losing assets and/or client relationships. We have no such fears nor restrictions and we will not disparage your current advisor as a tactic for soliciting additional business.
Fee-only means we are compensated solely by fees paid to us by our clients and we do not receive commissions, kickbacks or other compensation from the sale of insurance, brokerage, or other financial products. Operating as a fee-only advisor helps reduce conflicts of interest.
Many advisors and firms charge between 1.5% to 2% of assets managed. We charge significantly less and with a predictable, mutually-agreed upon flat fee as an option, you simply pay based on the complexity of your plan or our level of engagement.
Our typical monthly retainer for an advice-only engagement is $400/month, but each advisor will share their fee structure and work with you – together – to arrive at a fair arrangement when you meet.
If you would also like to have your assets managed on a discretionary basis, there might be an additional fixed monthly fee that would be disclosed in advance and would be based on the size and complexity of your portfolio.
There are no hidden fees nor any long-term commitments. All fees are invoiced in arrears and clients are free to terminate an engagement without any termination fees.
We provide a simple and transparent fee schedule that favors clients and helps encourage mutual accountability.
Jamie grew up in a family that constantly faced financial difficulties. This instilled in him a desire to gain knowledge and understanding about finance, in order to support both himself and his family.
In 2006, Jamie began his career in finance with Morgan Stanley, eventually moving to Fidelity Investments in 2011. Over the years, he was responsible for managing $1 billion in assets for 450 families and businesses.
Presently, his primary focus is on assisting mid-career professionals to maximize their wealth and eliminate financial stress. Early on in his career, Jamie made a promise to himself to ensure that his clients would never have to experience the same financial difficulties he had faced.
Al began his career in financial services in 1992, following the completion of his Master of Business Administration with a concentration in finance from Long Island University, C.W. Post. In addition to earning the CERTIFIED FINANCIAL PLANNER™ certification, he has also earned the Chartered Financial Consultant® and Chartered Life Underwriter® certifications. Prior to his career in financial services, he worked as an electrical design engineer after obtaining a Bachelor of Science in Electrical Engineering from Syracuse University, along with a minor in mathematics.
As a Senior Wealth Advisor at Woodson Wealth Management, Al is dedicated to helping clients simplify, organize, and plan their financial lives, so they can achieve their life goals and leave a meaningful legacy. He believes in empowering clients and their loved ones through education and equipping them with tools and resources that help lower financial stress, better control personal and financial information, chart their financial destiny and hold their other advisors more accountable.
Amy has over 20 years of experience in the financial services industry, beginning her career in 1999 at Spectrum Financial Group in Dallas. After obtaining her law degree from the University of Houston, she opened her own boutique law firm specializing in Estate Planning, where she was able to help some of her fellow law students’ parents. In 2017, she joined Merrill Lynch as a financial advisor and financial planner, passing multiple exams and earning the CERTIFIED FINANCIAL PLANNER™ designation.
Amy is one of the few actively practicing attorneys in Texas who also hold the CFP® designation. As a CFP® professional, she is trained in 72 areas of financial expertise and must meet strict ethical requirements. She has also completed Texas’s Alternative Dispute Resolution training to serve as a mediator and is a court-appointed Attorney Ad Litem in Harris County Probate courts.
Currently, Amy is a Investments & Wealth Institute® CPWA® candidate and has completed her Wealth Management Theory & Practice coursework through Yale’s School of Management. Amy is passionate about helping her clients build and preserve their wealth, enabling them to spend more time with their loved ones and give more to their favorite causes.
Jason Lampert, a Certified Financial Planner™, brings a dynamic blend of expertise and enthusiasm to the finance industry. Having transitioned from corporate IT support to financial planning, Jason understands the significance of pursuing passions and embracing change. With a wealth of personal experience and empathy, he guides individuals seeking new directions in their lives towards financial success.
Outside of the finance realm, Jason’s true passion lies in the vibrant world of gaming. As an avid gamer geek, he immerses himself in virtual worlds, battling dragons and exploring distant galaxies. Jason also holds a second-degree black belt in Wado Kai Karate, exemplifying his discipline and commitment to personal growth, which he incorporates into his financial planning practice.
Actively involved in the LGBTQIA+ community and the childfree movement, Jason embraces diverse identities and lifestyles. Through his holistic approach to financial planning and his background as a financial counselor and coach, he ensures that individuals from all backgrounds and identities have the opportunity to thrive financially.
Alex has earned the Five Star Wealth Manager Award in both 2020 and 2021. Previously with Mercer Advisors, he managed over $100 million in investments and served approximately 90 families. Actively involved in professional organizations, he engaged with the Society of Financial Service Professionals and held a position on the board of the Financial Planning Association of Greater Rochester.
Alex’s personal finance journey began unexpectedly at 19 when he assumed responsibility for his family’s financial matters after the passing of a family member. This experience motivated him to study Personal Financial Planning at SUNY Alfred State College, aiming to alleviate the financial stress many face. His career shifted from a representative of broker dealer and insurance agent roles to a “fee-only” approach, prioritizing transparency and empowering clients to make confident decisions, rather than pushing products.
In his leisure time, Alex enjoys outdoor activities such as hiking and camping with his dog, along with mountain biking and playing guitar. He also finds joy in stand-up comedy, golfing, traveling, and snowboarding, and remains an enthusiastic supporter of the Buffalo Bills.
Michael, raised in Kansas City as the middle child among six siblings, developed a keen interest in finance due to his upbringing. His journey started early, becoming a bank teller at age 15 and impressing interviewers with his professional attire.
After completing his Business Management degree, Michael spent over 9 years at Fidelity Investments, transitioning from a trader to a Relationship Manager and advisor. He obtained his CERTIFIED FINANCIAL PLANNER™ certification in 2021 and joined Woodson to expand his planning services to those underserved by the industry.
Currently, Michael focuses on advising early and mid-career professionals who navigate evolving goals. He emphasizes integrating clients’ unique paths instead of relying solely on conventional approaches. His practice emphasizes mental health, as he offers specialized assistance to clients managing conditions like ADHD and anxiety.
Beyond his professional life, Michael’s personal world revolves around his wife, Erin, and their three children, engaging in shared interests such as music, dance, and reading.
Many people think all financial planners are “certified” but this isn’t true. Just about anyone can use the title “financial planner”. A financial planner works with individuals to help them understand their options and make financial decisions suited to their personal financial situation and goals. Because of the nature of their work, people place a good deal of trust in these individuals.
CERTIFIED FINANCIAL PLANNER™ professionals have attained the standard of excellence in financial planning by meeting education, experience and ethical standards, and as part of their certification, they have made a commitment to CFP Board to serve your best interests today to prepare you for a more secure tomorrow. CFP® professionals have the knowledge required to deliver holistic financial planning services, and they must fulfill continuing education requirements.
CFP Board benefits the public by independently certifying financial planners. Although CFP Board does not guarantee their work, CFP® professionals have met rigorous qualifications for financial planning. Those with the CFP® designation have demonstrated competency in all areas of financial planning. Candidates complete studies on more than 100 topics, including stocks, bonds, taxes, insurance, retirement planning, and estate planning. In addition to passing the CFP certification exam, candidates must also complete qualifying work experience and agree to adhere to the CFP Board’s code of ethics, and professional responsibility and financial planning standards. The program is administered by the Certified Financial Planner Board of Standards Inc. and only those who have fulfilled CFP Board’s rigorous requirements can call themselves a CFP® professional.
Certified Private Wealth Advisor® (CPWA®) certification is an advanced professional certification for advisors who serve high-net-worth clients. It’s designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of clients with a minimum net worth of $5 million. Unlike credentials that focus specifically on investing or financial planning, the CPWA® certification program takes a holistic and multidisciplinary approach.
The ChFC® professional is prepared with the essentials of financial planning, including insurance, income taxation, retirement planning, investments, and estate planning, Study areas include behavioral finance, financial planning for families with special needs dependents, small business planning, financial planning for clients in diverse communities, financial planning for divorce, and more.
ChFC® credential holders have an in-depth knowledge in:
Launched in 1927, the CLU® is the insurance profession’s oldest standard of excellence. Today, it continues to be the premier credential for professionals who want to provide their clients with the security of life insurance and risk management.
CLU® designees know how to serve the diverse needs of their individual and business clients through in-depth insurance knowledge, including expertise on life insurance products, aspects of risk management, the legal aspects of life insurance, and assisting clients in making decisions about estate planning, including various wills and trust arrangements.
The American College of Financial Services is the premier educational institution dedicated to the development of financial services professionals. Graduates and designees of The American College of Financial Services have studied, passed rigorous exams, and proven that they not only have the technical knowledge to serve their clients, but have sworn to practice ethically and in the best interest of the people they serve.
Recipients of this credential have met the education and professional experience requirements needed to obtain the Certified College Financial Consultant (CCFC) designation. This recipient has demonstrated mastery in the topics of education funding, financial aid planning, planning with education tax deductions and credits, and student loan advising. This recipient is hereby entitled by the American Institute of Certified College Financial Consultants to hold and use the CCFC marks publicly.
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